Prosynergy

Create Value to reduce suffering and restore human flourishing

May 2026 Insights for Helpful Handz LLC

Prepared by Karan · Prosynergy Bookkeeping

Key Metrics — May 2026

Revenue

→ No change from April

4-mo avg: $22,473/mo

Net Income

($7,466)

↑ Improved from ($16,808) April

4-mo avg: ($2,287)/mo

Cash in Bank

$5,391

↓ Down $171 from April

Truist Main 2036

Profit Quality Score

1.09

✓ Healthy (0.8–1.2)

Cash losses track accrual losses closely

Three Power Insights

Four Months. One Revenue Month. Zero Pipeline Visible.

February brought $79,893. March, $10,000. April and May, nothing — while expenses held at $6,700/month. With $5,390 in the bank, June needs a project close or a Kings Estates payment. There's no runway for another quiet month.

Action: Identify one specific project with a June close date. Share the timeline with your bookkeeper for cash flow projections.

Kings Estates $49,000 — Receivable or Write-Off?

One customer, 91+ days past due, holding 91% of all A/R — and more than 9× the current bank balance. If they pay, June looks completely different. If not, a write-off wipes out the entire A/R balance and adds another $49,000 loss.

Action: Secure written payment commitment from Kings Estates by June 30. If no response, prepare a bad debt reserve entry before July close.

Fixed Costs Don't Slow Down in a Slow Season.

The $2,400/month Contracting.com subscription runs regardless of revenue. Combined with insurance and accounting, minimum monthly overhead is $5,000–$6,700. Every recurring cost should be earning its keep right now.

Action: Review the Contracting.com subscription against measurable outcomes. Point to a deal won or consider pausing until revenue resumes.

P&L Summary — February through May 2026

Line Item	Feb 2026	Mar 2026	Apr 2026	May 2026	4-Mo Avg
Revenue
Total Revenue	$79,893	$10,000	$0	$0	$22,473
Cost of Goods Sold
Contracted Labor	$28,369	$25,889	$11,177	$490	$16,481
Supplies & Materials	$6,989	$1,540	$2,479	$268	$2,819
Total COGS	$35,358	$27,429	$13,656	$758	$19,300
Gross Profit	$44,535	($17,429)	($13,656)	($758)	$3,173
Gross Margin %	55.7%	N/M	N/M	N/M	14.1%
Operating Expenses
Education & Coaching	$2,500	$2,412	$2,400	$2,400	$2,428
Software & Subscriptions	$177	$244	$12	$122	$139
Legal & Accounting	$160	$3,312	$550	$3,542	$1,891
Professional Fees	$0	$253	$0	$462	$179
Interest Paid	$2,475	$0	$0	$0	$619
Business Insurance	$166	$183	$183	$183	$178
Office & Admin	$97	$3	$8	$0	$27
Total Operating Exp.	$5,573	$6,406	$3,152	$6,708	$5,460
Net Income	$38,962	($23,835)	($16,808)	($7,466)	($2,287)
Net Margin %	48.8%	N/M	N/M	N/M	N/M

N/M = Not Meaningful (revenue $0; margin not calculable). Teal = better than 4-mo avg, coral = worse.

Cash Flow Waterfall — May 2026

Where Every Dollar Went This Month

Beginning Cash Adds cash Uses cash Ending Cash

💡 What This Means

● Owner funded the gap

$8,000 loan draw kept cash from going negative. Without it, ending cash would have been ($2,609).

● Operations ran negative

$6,709 in expenses with $0 revenue. The business is spending money it isn't earning.

● CC paydowns cost $2,082

Paying down Capital One and Citi is financially disciplined — but those dollars came from available cash.

● A/P deferred $1,195

Bills moved to payable reduced immediate cash out. Short-term buffer only — these are due next month.

● Net change: ($171)

May looks stable. It isn't. The owner loan draw is the only reason cash barely moved.

Key Accounts Snapshot

Cash — Truist Main 2036

$5,391

↓ ($171) from April ($5,562)

Accounts Receivable

$53,708

→ Unchanged since March

⚠ 100% is 91+ days past due

⚠ Kings Estates: $49,000 (91.3%)

Accounts Payable

$16,295

↑ $1,195 from April

⚠ Justin Lilley: $3,600 at 91+ days

Strong Spas $4,416 · Red Rose $2,264 at 31–60 days

Capital One CC

$7,919

↓ ($1,662) paid down

Citi ProXtra CC

$381

↓ ($384) paid down

Citi HD CC 8355

$3,371

↓ ($36) autopay

Awaiting statements for reconciliation

Business Loans (Owner — Inter-Company)

$236,412

↑ $8,000 draw May 29

Inter-company owner loan — no market-rate interest

Financial Health Ratios

Current Ratio (Adjusted*)

2.15

Healthy

$2.15 in current assets per $1 owed. *Owner loans moved to long-term for accuracy.

Quick Ratio (Adjusted*)

2.11

Healthy

Strong liquid coverage — if Kings Estates A/R is collectible.

Days Sales Outstanding

71.7 days

Concern

72 days to collect on average — well above the 45-day flag. All A/R is 91+ days.

A/R Concentration

91.3%

Concern

Kings Estates holds 91¢ of every dollar owed. One client controls the entire A/R outlook.

📌 Before Next Month

📋

The Event

Kings Estates LLC $49,000 A/R — collect or reserve.

💵

Estimated Impact

+$49,000 cash if collected | ($49,000) P&L charge if written off.

✅

One Action Item

Owner secures written payment commitment from Kings Estates by June 30, 2026. No response = bad debt reserve before July close.

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Prepared by Prosynergy Bookkeeping for internal management use. Based on QuickBooks Online data as of May 31, 2026, accrual basis. Not a substitute for professional financial, legal, or tax advice. Ratios marked "Adjusted" reclassify inter-company owner loans from current to long-term liabilities. Audit score: 96/100 — Grade A.